Unemployment & Health
The two moments a working-age adult is most likely to need the safety net: losing a job, and getting sick.
Unemployment benefits
Wage replacement rate & max benefit duration
Two bars per country, shown together: % of prior wage replaced by benefits, and weeks of eligibility.
The US system is run state-by-state: benefits typically replace under 40% of wages on average, and last around 14–26 weeks depending on the state and the labor market — some states offer as few as 12 weeks, others up to 30.
Healthcare
Annual healthcare cost, per family
USD/year. US: employee's share of employer premium plus average deductible.
View as table
| Measure | Norway | United States |
|---|
The US relies on employer-sponsored insurance: the average family premium is $25,572/year, of which employees pay about $6,296, plus an average single-coverage deductible of $1,787 before insurance pays much at all. In 2024, 17% of US adults delayed or skipped care due to cost, and about 41% carry medical or dental debt — totaling roughly $220 billion nationally.